Terms of use

These terms apply when you use papertern.com ('Papertern', 'we', 'us'). Questions: hello@papertern.com.

What Papertern is

Papertern's document makers, templates, calculators and guides are free and need no account. Each document is built and its PDF is made inside your browser: nothing you type is sent to us.

General information, not advice

Papertern and its guides give general information, not tax, legal or accounting advice. They are built from official tax office guidance, but every business is different, and rules change. Check your own obligations, and ask an accountant or lawyer if you are unsure.

No warranty

Papertern is provided "as is", without warranty of any kind, express or implied, including as to accuracy, fitness for a particular purpose or that it will be error-free or uninterrupted.

Accuracy, errors and omissions

We check every rule Papertern applies against an official source, but rules change and errors or omissions can happen. Check the official source for your situation before you rely on a document, a checklist or a guide.

Liability

We are not liable, to the extent the law allows, for any loss or damage arising from your use of Papertern, including loss arising from an error or omission in a rule, a guide or a document you make. Nothing in these terms excludes, restricts or modifies any right or remedy you have under a consumer law that cannot be excluded, such as the Australian Consumer Law, New Zealand's Consumer Guarantees Act 1993 and Fair Trading Act 1986, the UK's Consumer Rights Act 2015, or the consumer laws of Ireland, Canada, the United States and Singapore. Nothing in these terms limits liability for death or personal injury caused by negligence, or for fraud.

Using Papertern honestly

You must not use Papertern's tools to make a false or fraudulent document, or to misrepresent a transaction that did not happen.

Advertising and links

Papertern is paid for by advertising, and pages may show ads and links to third-party sites we do not control. See our privacy page for how advertising works and what it collects.

Changes to these terms

We may update these terms from time to time. The effective date below shows when they last changed.

Governing law

These terms are governed by the law of New South Wales, Australia. If you use Papertern as a consumer, this does not take away any protection given to you by the laws of the country where you live that cannot be excluded by agreement.

Who we are

Papertern is run by Brandstars Pty Ltd (ABN 78 648 520 147), Sydney, Australia. Contact: hello@papertern.com.

Effective from 22 October 2026.